Maryland Mortgage Program
State first-mortgage with optional DPA.
Maryland · County Guide
Baltimore County Down Payment Assistance
Baltimore County offers a mix of state and county-level programs. Buyers in Towson, Catonsville, and Dundalk may benefit from layered assistance.
Last updated: September 1, 2026
Programs that may apply in Baltimore County
Baltimore County Settlement Expense Loan Program
Local closing-cost assistance for eligible county buyers.
Common buyer scenarios
- ● First-time buyer in Towson using county + state assistance
- ● Buyer in Catonsville exploring SmartBuy for student loans
Baltimore County buyer questions
Other locations
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