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Plain-English Maryland buyer guides.
Each guide answers a real buyer question, embeds the matching video, and shows you the next step.
You Can Buy HUD Homes With $100 Down In Maryland Down Payment Assistance
Maryland first-time buyers can purchase a HUD home with just $100 down instead of the standard FHA down payment. Learn how it works and what to watch out for.
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Prince Georges County HEP Program 30000 Inside the Beltway
Prince George's County's new HEP program gives first-time buyers $30,000 inside the Beltway, forgiven over 5 years. See who qualifies and how it works.
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Prince George's County Will Give You $30,000 (HEP Maryland Down Payment Assistance)
Prince George's County's HEP program gives first-time buyers $30,000 toward a home inside the Beltway — forgiven 20% a year over 5 years. See if you qualify.
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Anne Arundel County Will Give You $50,000 To Buy a Home — No Credit Score Required
Anne Arundel County's MAP gives first-time buyers up to $50,000 at 0% interest with no monthly payments. Learn the 2026 income limits and how to qualify.
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McHAF: Up to $25,000 in Montgomery County Down Payment Help, Forgivable Over 10 Years
Montgomery County's McHAF offers up to $25,000 as a 0% loan that forgives 1/120th per month and is fully forgiven after 10 years. Sell or pay off the mortgage early and the unforgiven balance is due. Income limits, credit, and how to qualify.
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Maryland's New UPLIFT Program Pays Your Down Payment AND Closing Costs
Maryland's new UPLIFT program pays your down payment AND closing costs with a 5% zero-interest loan — but only on select homes. Here's what first-time buyers ne
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Charles County SELP: Up to $6,000 Toward Your Closing Costs
Charles County's Settlement Expense Loan Program (SELP) gives first-time buyers up to $6,000 for closing costs — no monthly payments. Who qualifies and how to apply.
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Maryland Down Payment Assistance That Says YES After You've Been Told No
Told no because your income is too high or you already own a home? This Maryland financing tool has no income limit, isn't first-time-only, and covers your down payment.
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Prince George's County's New $30,000 Forgivable Loan: Buy Inside the Beltway and Never Pay It Back
Prince George's County's new program forgives up to $30,000 on your first home — 20% per year over 5 years. Who qualifies, where it works, and the traps to avoid.
Read guideMaryland First-Time Home Buyer Programs Explained: 1st Time Advantage, Flex 6000, Flex 3% & SmartBuy 3.0
Maryland first-time home buyer programs are mostly run through the Maryland Mortgage Program (MMP), and the main ones are 1st Time Advantage, Flex 6000, Fl
Read guideCan You Buy a House in Maryland With Little Money Down?
Yes — you can buy a house in Maryland with little money down. Through down payment assistance and low-down-payment loan programs, many buyers move forward
Read guideWhat Credit Score Do You Need for Maryland Down Payment Assistance?
For most Maryland down payment assistance through the Maryland Mortgage Program (MMP), the credit score for Maryland down payment assistance is commonly ar
Read guideDo You Have to Be a First-Time Buyer to Get Help in Maryland?
No — you do not have to be a first-time buyer to get help in Maryland. While some programs are reserved for first-time buyers, several popular options thro
Read guideMaryland Closing Cost Assistance Explained: How to Get to the Table With Little to Nothing Out of Pocket
Yes — Maryland closing cost assistance is real, and most Maryland buyers don't realize the same down payment assistance (DPA) programs that help with your
Read guideMaryland Student-Loan Home Buyer Assistance (SmartBuy 3.0)
If you've been telling yourself you can't buy a home in Maryland because of student loans, the Maryland SmartBuy student loan home buyer program (SmartBuy
Read guideMontgomery Homeownership Program (MHP): Closed to New Reservations September 1, 2026 — What Buyers Can Do Now
The Montgomery Homeownership Program closed to new reservations on September 1, 2026 after fully committing its funds. Existing reservations are honored. Here is what Montgomery County buyers can look at instead.
Read guidePrince George's County Home Buyer Assistance Explained
If you're buying your first home in Prince George's County, Maryland, you may be able to combine the county's Pathway to Purchase program with the Maryland
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